I have never used layaway plans and I dont think I ever will. During the holidays theres more pressure to use layaway but I rather pay for it now and not have to worry about it later. The following guidelines are some things suggested by reputable sources on how to avoid trouble in layaway:
Before you buy on layaway, know
■ Terms of the layaway plan
■ Store’s refund policy
■ Location, availability, and identification of layaway merchandise
■ Store’s reputation
Once you begin a layaway plan
■ Keep good records of your payments.