wikiI have never used layaway plans and I dont think I ever will. During the holidays theres more pressure to use layaway but I rather pay for it now and not have to worry about it later. The following guidelines are some things suggested by reputable sources on how to avoid trouble in layaway:

 Before you buy on layaway, know

Terms of the layaway plan

Store’s refund policy

Location, availability, and identification of layaway merchandise

Store’s reputation

Once you begin a layaway plan

Keep good records of your payments.