Privacy act necessitates each federal agency that preserves records to permit individuals to request amendment of his or her record. To amend or expunge a record you must do the following:
- Contact the agency in question
- Await administrative review of request
- If request is denied, you can request a court review
Fair credit reporting act gives consumers the right to dispute imprecise information and authorizes them to insert their own version of incorrect information into a credit report. The information age has allowed us to share a lot of things about each other which makes protecting private information a lot harder now. So every time you get your credit report check to make sure everything is accurate.