Important Financial Terms

 National Credit Union Share Insurance Fund (NCUSIF) – A fund governed by the National Credit Union Administration to help guard individual deposits to credit unions at insured U.S. institutions.

 Price/Earnings (P/E) Ratio – The ratio of a company’s up to date share price compared to its per-share earnings.

 Private Mortgage Insurance (PMI) – Insurance to help shields a mortgage lender in the unfortunate event a borrower cannot make payments.

 Return on Investment (ROI) – Also known as the Rate of Return (ROR), this is the earnings that one makes on an investment.

Thrift Banks – Financial institutions that focus on home and small business loans.